Mortgages
We provide a full advisory service. This means we will discuss your needs and make a recommendation based on these and the lenders criteria to take the hard work away from you for getting the best and most cost-effective mortgage for you.
First Time Buyers
Buying your first home need not be a daunting experience, we will guide you through the whole process and answer all your questions, allowing you to enjoy the process. There are many written guides on how to buy your first home, but My Blue Light Mortgage prefer the hands on approach and speak with our clients to guide them through the process. We believe that by talking with you we can give you the up-to-date information that a written guide may not. We will guide you from your first thoughts of buying your first home until the day you receive the keys and beyond.
Remortgages
We speak to all our existing clients 4-5 months prior to their existing mortgage coming to an end to ensure that new mortgage offer is out ready and waiting on the day it is required so that you never have to pay a single day of the much greater Standard Variable Rate that your current lender may charge you. We take into account your current circumstances not those when you first purchased the property as everyone's circumstances and needs will change throughout the years. If your current rate is due to end within the next 5 months do not hesitate to get in touch.
Home Movers
If you are in the process of moving home we can help and advise you. Be this a brand new mortgage, picking up and taking your existing mortgage with you to ensure there are no charges please come and get our professional assistance.
Buy To Lets
We can assist you purchase your 1st or your 21st buy to let. We advise on personal, and business named properties and can ensure that your profit is maximised.